Employee Open Enrollment 2019

Health and Dental insurance open enrollment time is here!  This is the one time of year that you are eligible to join one of our insurance plans or to change your current plan.  The active employee premium rates for the 2019-2020 plan year are listed below.

If you are currently enrolled in one of the health insurance plans listed below, and do NOT wish to make any changes, your coverage will continue automatically.  If you are not currently covered under our health plan, you can visit our website for an enrollment form.  The deadline for enrollments and changes will be Friday, June 7, 2019 with an effective date of coverage of July 1, 2019.

Because we have made a few plan design changes, all subscribers will receive new identification cards prior to July 1st.  These changes include copay changes for both primary care and specialist office visits.  A list of changes can be found under “Changes for July 1, 2019”.  

For FY20, the Town will also continue to offer dental coverage through BCBS/Dental Blue.  There are no plan design changes to dental.  If you wish to add dental coverage, please visit our website for an enrollment form.  Again, the deadline for enrollment is Friday, June 7th.

Finally, the Town will continue to offer the Health Insurance Opt-Out program.  More information is below or can be found on the website, along with all related health and dental insurance information and enrollment forms.

The Town will host a few meetings to discuss the health and dental insurance plan design.  These meetings will be held on Thursday, May 23, 2019 as follows

Group Information Session:  School Committee Room, 2nd Floor School Admin     10:00 AM – 11:00 AM

Individual Questions and Concerns (first come, first serve):  School Committee Room   11:30 AM – 2:00 PM

Group Information Session:  Conference Room A, 2nd Floor School Admin 3:00 PM – to 4:00 PM

Representatives from BCBS will join HR staff to help answer your health and dental insurance questions.  If you are unable to join us at one of these meetings, but have questions concerning your health or dental insurance options, contact Rita at 978-623-8521 or Email or contact Kathleen at Email or 978-623-8522.


What’s new or different for this year?

  • Primary Care Physician visits under the Network Blue New England will no longer be tiered.  All PCP visits will now be $20/visit (HMO  and PPO)
  • Specialist office visits will decrease from $90 to $60 with the exception of Chiropractic and Physical Therapy appointments, which remain at $20 per visit  (HMO and PPO)
  • Mental Health and Substance Abuse treatment will increase from $10 to $20 per visit. (HMO and PPO)
  • Copay for Ambulatory Surgical Facility (NOT a Surgical Day Care Unit) will be $150 (HMO and PPO)


Plan Summary Information

Network Blue New England Plan Details

Blue Care Elect Preferred PPO Plan Details

Health Insurance Rates

Blue Cross Blue Shield Member Enrollment Form

Network Blue Massachusetts Hospital Tiers

Network Blue New Hampshire Hospital Tiers

Ambulatory Surgical Centers

Health Insurance Opt-Out Plan (HIOP)



Health Insurance Opt-Out Summary and Election Form

Dental Insurance

BCBS Dental Blue Plan Summary

Blue Cross Blue Shield Member Enrollment Form